Resources for Students Experiencing Homelessness

Higher education can be a promising path out of poverty. However, students who experience homelessness or an unstable home life often have to overcome barriers to access financial aid. Some students have difficulty applying for school and scholarships, while others are unable to complete their secondary education. Despite these challenges, there are many resources for students experiencing homelessness to succeed and achieve their goals.

For students who are on track to graduate high school and are preparing to attend college, the Free Application for Federal Student Aid (FAFSA) is the first step they should take. When they complete the form, they will be asked if they’re homeless, at risk of becoming homeless or an unaccompanied youth. If they answer “yes” to being at risk of homelessness, they won’t need to provide parental financial information. The student will be then be labeled “independent” on the FAFSA. After the application has been submitted, most financial aid offices will require documentation proving that the student has been declared an unaccompanied or homeless youth.

It’s important to note that students should secure a reliable mailing address in order to receive financial aid and college information. This can be a family member’s or friend’s address, if needed. For additional information on filling out the FAFSA as an unaccompanied youth, click visit

Students who are unsure if they are classified as an unaccompanied youth can contact their high school counselor, their college financial aid office or the National Association for the Education of Homeless Children and Youth (NAEHCY) Higher Education Helpline at 855.446.2673. NAEHCY is a good resource for students in special circumstances to find educational and personal support in their state. Students can visit the NAEHCY website to find their state’s coordinator, learn about specific opportunities that can help them reach their goals, and access additional scholarships and academic resources. Additionally, most high schools have a homeless liaison that will work directly with students. If you aren’t sure who your district’s homeless liaison is, ask a teacher or counselor to help.

Often, a student’s basic needs should be met before they can pursue higher education. Programs like Pivot in Oklahoma City provide services that help young people find security by giving them access to basic necessities and housing solutions. Pivot also provides education and job assistance, prevention and intervention, and therapeutic care. For more information on Pivot’s resources visit

Happy “Pack Your Lunch” Day!

If you’ve taken a look at the Financial Aid Offer from your college of choice, you may have been surprised by the cost of room and board for one year of school. Your ‘room and board’ estimate covers two necessities that can’t be overlooked—a roof over your head and the food you’ll need to keep you going. Consider these tips to keep room and board costs low.

Where to live

  • Have you considered how much money you could save by living at home for another year or two? Nearby community colleges usually charge lower tuition, and they offer the same general education courses required at four-year universities. Add in your savings on room and board, and you’ve got a significantly lower total cost of attendance.
  • Living on campus? Consider this: a roommate can reduce the cost of room and board quite a bit.
  • Living off campus? As a general rule, you’ll find that apartments and houses located close to the campus will charge higher rent than those located farther away. Consider having two or three roommates if you have the space.

Where to eat

  • Colleges and universities offer various meal plans to their students, and meal plans are often required for those who live on campus. Consider trying one of the less expensive plans (less meals every week) and plan to prepare more meals in your dorm room, apartment, or off-campus rental. Maybe your roommate would agree to split the cost of non-perishable bulk foods that you both use frequently. Clip coupons for even more savings.
  • Limit eating out. Consider asking friends over for a potluck or ask them to bring sharable snacks.

Other ways to manage college expenses

  • Check out all available options for financial aid. Apply for scholarships every semester, not just your freshman year. New options are added each year and qualifications change. Don’t miss out on free money that you may be qualified to receive.
  • Is it absolutely necessary for you to have a car on campus? Consider riding your bike and using public transportation. Larger schools often have free or low-cost transit systems.
  • Graduate on time to reduce the total cost of completing your program.
  • Earn some money. Check on work-study jobs or find a part-time job in town.
  • Limit use of credit cards to true emergencies. You’ll likely spend less if you use cash, and you won’t risk paying interest on your purchases.

For more ideas on cutting the costs of college, be sure to read OKMM’s money management article, Getting Through College on Less.