NEVER pay to complete the FAFSA; the FAFSA is always free. As a matter of fact, that’s what the first F stands for:
Free Application for Federal Student Aid.
If you plan to submit the form online, be sure to file at FAFSA.gov, and avoid sites like FAFSA.com that offer to file the FAFSA for a hefty fee. Always check for the “.gov” to make sure you’re in the right place!
Even if you think you or your parents make too much money to qualify for financial aid, submit the FAFSA anyway. Students are often surprised by the aid they’re awarded.
There’s not a specific income cutoff to qualify for federal financial aid, and many other factors are considered. The only hard and fast rules of eligibility are that you must:
- Be a citizen or eligible noncitizen of the United States.
- Have a valid Social Security Number.
- Have a high school diploma or a GED certificate, or have completed homeschooling.
- Be enrolled in an eligible program as a regular student seeking a degree or certificate.
- Maintain satisfactory academic progress.
- Not owe a refund on a federal student grant or be in default on a federal student loan.
- Register (or already be registered) with the Selective Service System, if you are a male and not currently on active duty in the U.S. Armed Forces.
Even if you are not awarded grants, most students qualify for some type of federal student aid. Some schools use the data from your FAFSA to award state or school-specific grants and scholarships, so submitting the application may open more doors than you expect.
On average, it takes less than an hour to fill out the FAFSA online, so why not do it? It could turn out to be well worth your time!
As the parent of a high school senior, you know your child will soon learn what it means to lead an independent life. However, when it comes to completing the FAFSA, unless they answer “yes” to any of the questions regarding student dependency, they’re probably considered “dependent” on your finances (though special circumstances may apply).
We understand the reservations you may have about providing sensitive information on the FAFSA; especially when submitting it electronically. However, refusing to complete your part of the FAFSA for your dependent student could prevent your senior from getting financial aid to help pay for college.
Keep in mind that electronic completion of the FAFSA can save you time and help prevent errors. And, FAFSA.gov goes to great lengths to secure your information. But, if you are uncomfortable with submitting your personal information online, you do have the option to mail a paper copy of the form. However you choose to submit the FAFSA, be sure to do so as soon as possible after Oct. 1 to help maximize your child’s potential sources of financial aid.
To learn more about your filing options, visit fafsa.ed.gov/options.htm or call 1-800-4-FED-AID.
We get it. You may not think of fun when you think about the FAFSA. Few folks enjoy paperwork, and the FAFSA requires time, personal information and answers to tricky questions. But, like so many other aspects of adult life, there’s no reward without effort. If you need money to help pay for college, the FAFSA is the place to start. You must complete the FAFSA to find out if you’re eligible for federal (and some state) financial aid.
If you don’t complete the FAFSA, here’s what you could miss out on:
- Work-study opportunities
- Low-interest student loans
- State Aid
If you’re planning to go to college this fall, submit the FAFSA as soon as possible to help maximize your financial aid offers. Save yourself some time by completing the form online at FAFSA.gov.
As you may know, there are many students and parents for whom English is a second language. When it comes to completing the FAFSA and looking for financial aid, it’s important to find resources in Spanish. To help, we’ve compiled the following list of financial aid resources for Spanish-speaking families.
https://studentaid.ed.gov and https://studentaid.ed.gov/resources
Federal Student Aid, of the U.S. Department of Education, offers this site to provide information about all types of financial aid. Click the link at the top of the home page to convert the entire site to Spanish. Visit the resources page to find a number of college planning and financial aid publications and videos in Spanish.
The Free Application for Federal Student Aid (FAFSA) is available Oct. 1. Students should submit the FASFA each year beginning their senior year of high school, to apply for federal and state financial aid for college. A link is provided at the top right of the home page to change the entire site to Spanish.
To the right of this blog post, you’ll see a link to check out our video that walks you through the five-step process of completing the FAFSA (available in both English and Spanish).
Fastweb.com is a great resource for locating scholarship websites. Check out this section, which provides information in Spanish.