Category Archives: Dependency Status

Apply Online, Deadlines, Dependency Status, Financial need, Money Management, Student loans, Students and Parents, Types of Financial Aid

FAFSA Preview

If you’re an incoming high school senior, you’ll probably be hearing an important question this fall that you haven’t heard before: “Have you completed your FAFSA yet?” Let us tell you what the FAFSA is, and why it’s so important.

The Free Application for Federal Student Aid (FAFSA) is the key to unlock money that will help you pay for your education after high school. It’s simply a ‘snapshot’ of your family’s financial situation, and it’s used to determine how much federal financial aid a student may be eligible to receive.

Now that you know what the FAFSA is, let’s talk about what it’s NOT. It’s not an application to college, a loan application or any type of commitment to accept the aid you’re offered. It’s not a credit check, and it’s not limited only to students with stellar grades; the application won’t even ask for your grade point average (GPA).

A new FAFSA is available October 1 each year. For high school seniors, this means yours will be ready for you to submit this October – almost a year before you begin college. Don’t sweat it if you haven’t picked a college yet. One great thing about the FAFSA is that you can have your information sent to up to 10 different campuses.

Even though your FAFSA won’t be ready until October, you can take a look at the current form to see what it’s like. There are two options you may want to consider.

Please keep in mind that neither of these tools is a replacement for the real FAFSA. You’ll still need to complete the actual form online ASAP after October 1 in order to apply for federal and some state-based financial aid.

According to the National College Attainment Network, billions of dollars in federal financial aid for college is left unclaimed each year by students who would have qualified to receive the aid; they just didn’t submit a FAFSA. You’ll never know what you’re eligible for unless you submit the application.

For more information about the FAFSA and the types of aid that are available, visit FAFSA.gov and studentaid.gov.

Dependency Status, Financial need, Homeless Youth

Resources for Students Experiencing Homelessness

Higher education can be a promising path out of poverty. However, students who experience homelessness or an unstable home life often have to overcome barriers to access financial aid. Some students have difficulty applying for school and scholarships, while others are unable to complete their secondary education. Despite these challenges, there are many resources for students experiencing homelessness to succeed and achieve their goals.

For students who are on track to graduate high school and are preparing to attend college, the Free Application for Federal Student Aid (FAFSA) is the first step they should take. When they complete the form, they will be asked if they’re homeless, at risk of becoming homeless or an unaccompanied youth. If they answer “yes” to being at risk of homelessness, they won’t need to provide parental financial information. The student will be then be labeled “independent” on the FAFSA. After the application has been submitted, most financial aid offices will require documentation proving that the student has been declared an unaccompanied or homeless youth.

It’s important to note that students should secure a reliable mailing address in order to receive financial aid and college information. This can be a family member’s or friend’s address, if needed. For additional information on filling out the FAFSA as an unaccompanied youth, click visit StudentAid.gov

Students who are unsure if they are classified as an unaccompanied youth can contact their high school counselor, their college financial aid office or the National Association for the Education of Homeless Children and Youth (NAEHCY) Higher Education Helpline at 855.446.2673. NAEHCY is a good resource for students in special circumstances to find educational and personal support in their state. Students can visit the NAEHCY website to find their state’s coordinator, learn about specific opportunities that can help them reach their goals, and access additional scholarships and academic resources. Additionally, most high schools have a homeless liaison that will work directly with students. If you aren’t sure who your district’s homeless liaison is, ask a teacher or counselor to help.

Often, a student’s basic needs should be met before they can pursue higher education. Programs like Pivot in Oklahoma City provide services that help young people find security by giving them access to basic necessities and housing solutions. Pivot also provides education and job assistance, prevention and intervention, and therapeutic care. For more information on Pivot’s resources visit www.pivotok.org.

Apply Online, Dependency Status, Financial need, Homeless Youth, Students and Parents, UCanGo2 Resources

Homelessness and the FAFSA

In recent years, questions about the circumstances surrounding homelessness have been added to the Free Application for Federal Student Aid (FAFSA) to give homeless students the help they need when considering college. Three questions about homelessness canned be summed up this way:

At any time on or after July 1 [in the year prior to the academic year covered by this FAFSA], did an official* determine that you were an unaccompanied youth who was homeless or were self-supporting and at risk of being homeless?

*This determination can be given by:

  • A high school or school district homeless liaison,
  • A director of an emergency shelter or transitional housing program funded by the U.S. Department of Housing and Urban Development, or
  • A director of a runaway or homeless youth basic center or transitional living program.

If you answer yes to any one of the ‘homelessness’ questions, you’ll be considered an independent student and will not be required to provide your parents’ income information on your FAFSA. Later on, though, you may be asked by a financial aid administrator to provide a copy of the homeless youth determination. If you did not receive a determination provided by one of the officials listed above, you’ll be considered a dependent student on the FAFSA, but you may ask a financial aid administrator to consider making their own determination. The administrator will probably ask you for additional documentation before reaching a decision.

To clarify some of the terms used in the questions about homelessness, an unaccompanied student is one who is not in the physical custody of a parent or guardian. The term youth refers to someone who is 21 years of age or younger or is still enrolled in high school at the time they submit their FAFSA.  A student is considered homeless if he or she lacks fixed, regular, and adequate housing. This includes students who are living in shelters, motels, cars, or parks, or who are temporarily living with other people because they have nowhere else to go. Students are also considered homeless if they are fleeing an abusive parent who would otherwise provide the student with financial support and a place to live. A self-supporting student is one who covers his/her own living expenses.

Often, homeless students ask about how to report their mailing address on the FAFSA. According to the U.S. Department of Education, “You must provide a mailing address where you can reliably receive mail. Your mailing address can be the address of a relative or friend who has given you permission to use it, or it can be your college’s address. If you want to use your college’s address, you must contact the school for permission and instructions to ensure that your mail reaches you.” Don’t forget to update your FAFSA later when you find more permanent housing.

For more information and a list of additional resources for homeless students, read:

Questions and Answers: Federal Student Aid and Homeless Youth and

FAFSA Tips for Unaccompanied Youth

Apply Online, Dependency Status, Homeless Youth, Students and Parents

Dependency Status on the FAFSA

It’s FAFSA season and you may be wondering what type of information you’ll have to include on your form. The FAFSA, or Free Application for Federal Student Aid, asks multiple questions including your name, age, school(s) of interest, and dependency status, as well as parent and student income and asset information. Since you’ll be in college next year, won’t you be considered an independent student? Do you even need to provide your parent’s information since you’ll be an adult when you start college? The answers to these questions are not simple ones, they require more explanation.

On the FAFSA, many factors determine whether a student is considered independent or dependent. The application asks students various questions to determine their dependency status. Dependent students must provide their parents’ information, while independent students do not. A series of yes or no questions asked on the FAFSA will help students determine their classification. If a student answers yes to any of the questions, s/he does not have to provide parental information. However, if every question in this section is answered no, parental information will be required. This can be confusing, so here’s a simple equation to help you remember:

  • All No’s = Dependent Student (Provide parent information)
  • One Yes = Independent Student (Don’t have to provide parent information)

What do these questions entail? They ask for a variety of information, including college grade level, age, military status, if you support dependents, if you’re at risk of being homeless, and many more. For additional information about the FAFSA, check out the tools available at StartWithFAFSA.org and UCanGo2.org, which offer a Dependency Status Questionnaire and a variety of articles, publications and videos to assist you with the FAFSA.

If you have questions regarding your dependency status or any items on the FAFSA, feel free to contact the Federal Student Aid Information Center at 800-433-3243 or your financial aid office

Dependency Status, Financial need, Homeless Youth

Resources for Students Experiencing Homelessness & Other Special Circumstances

Going to college is a great step in the right direction for financial self-sufficiency, but it can be a tough path if you’re a homeless student or have a special circumstance. According to Federal Student Aid, a homeless student is someone who lacks “fixed, regular and adequate housing.” This may be anyone who is sleeping on a teacher’s couch or staying with a different friend each night. Your situation doesn’t have to stop you from pursuing your dreams, however. Applying for financial aid to help pay college expenses should be one of the first things you do. The Free Application for Federal Student Aid, or FAFSA, is the form that students and their families must complete annually to apply for federal and some state financial assistance for college. When completing the FAFSA, you will be asked a series of questions to determine if you will or will not have to provide parental information. Students who qualify as homeless will not have to report their parent’s data, but will need to contact their college’s financial aid office with documentation of their living arrangements. Talk with your high school counselor about your situation. Counselors can work with a campus homeless student liaison to provide the appropriate documentation.

Other students who are not homeless, but are also unable to provide parental information, will need to indicate they have a special circumstance on their FAFSA. This step will allow those students to skip the parent demographic portion of the application and proceed to the student section. A special circumstance may include escaping an abusive home environment, inability to contact parents, incarcerated parents, or parents who refuse to provide their information. When students indicate they have a special circumstance, they may only be eligible to receive unsubsidized student loans. An unsubsidized student loan is one that accrues interest while the student is in school. Once repayment begins, the student will repay the principal and the interest that has accumulated. In contrast, the interest on a subsidized student loan is paid by the government while the student is in school at least half-time. Students are encouraged to contact their campus financial aid office to explain their situation. The financial aid office will notify you if additional information is required.

As you move to the next level of education, there are resources available to help you succeed in college. Below are a few programs that may be helpful to you.

National Association for the Education of Homeless Children and Youth (NAEHCY): This program connects students with resources that will help them be successful throughout every year of school. Learn more about the program at NAEHCY.org.

National Center for Homeless Education (NCHE): NCHE offers an educational helpline for students experiencing homelessness. See how their helpline can guide you at NCHE.ed.gov.

Local Family and Youth Services offices: Family and Youth Services agencies provide living arrangement resources for homeless students. Find your local Family and Youth Service office at https://www.acf.hhs.gov/fysb.

Campus resources: Many college campuses have resources to help students’ access year-round housing, food banks and academic support groups. Check with the Office of Resident Life on your campus to discover available resources.

Call 2-1-1: This hotline helps students locate assistance with shelters and food and other support groups.

Apply Online, Dependency Status, Financial need, Homeless Youth, Students and Parents, Types of Financial Aid

FAFSA Homelessness Status

Are there any special instructions for homeless students who are filling out the FAFSA?

While completing your Free Application for Federal Student Aid (FAFSA), you may be asked three different questions about homelessness.

At any time on or after July 1 [in the year prior to the academic year covered by this FAFSA], did an official* determine that you were an unaccompanied youth who was homeless or were self-supporting and at risk of being homeless?

*This determination can be given by:

  • A high school or school district homeless liaison,
  • A director of an emergency shelter or transitional housing program funded by the U.S. Department of Housing and Urban Development, or
  • A director of a runaway or homeless youth basic center or transitional living program.

As always, you should contact the financial aid office at your school(s) of interest if you need help answering any of these questions. If you answer yes to any one of the ‘homelessness’ questions, you’ll be considered an independent student and will not be required to provide your parents’ income and tax information on your FAFSA. Later on, though, you may be asked by a financial aid administrator to provide a copy of the homeless youth determination. If you did not receive a determination provided by one of the officials listed above, you’ll be considered a dependent student on the FAFSA, but you may ask a financial aid administrator to consider making their own determination. The administrator will probably ask you for additional documentation before reaching a decision.

A student is considered unaccompanied if he or she is not in the physical custody of a parent or guardian. A student is considered homeless if he or she lacks fixed, regular, and adequate housing. This includes students who are living in shelters, motels, cars, or parks, or who are temporarily living with other people because they have nowhere else to go. Students are also considered homeless if they are fleeing an abusive parent who would otherwise provide the student with financial support and a place to live.

Which street address should a homeless student provide on their FAFSA? According to the U.S. Department of Education, “You must provide a mailing address where you can reliably receive mail. Your mailing address can be the address of a relative or friend who has given you permission to use it, or it can be your college’s address. If you want to use your college’s address, you must contact the school for permission and instructions to ensure that your mail reaches you.” Don’t forget to update your FAFSA later when you find more permanent housing.

For more information and a list of additional resources for homeless students, read Questions and Answers: Federal Student Aid and Homeless Youth from StudentAid.gov.

Dependency Status, Homeless Youth

Homeless Students and the 2018-19 FAFSA

Are you in a situation that has made you become homeless or at risk of being homeless? The U.S. Department of Education has provided a way to help students in these difficult situations.

In order to determine your dependency status on the 2018-19 Free Application for Federal Student Aid (FAFSA), you will have to answer three questions related to homelessness. The first question is: “At any time on or after July 1, 2017, did your high school or school district homeless liaison determine that you were an unaccompanied youth who was homeless or were self-supporting and at risk of being homeless?” The next two questions related to this subject are similar, but they ask if the determination came from a director of an emergency shelter or transitional housing program funded by the U.S. Department of Housing and Urban Development (HUD) or the director of a runaway or homeless youth basic center or transitional living program.

According to FAFSA guidelines, homeless means lacking fixed, regular and adequate housing. Also, if you are living in this situation and fleeing an abusive parent you may still be considered homeless even if your parent would otherwise provide a place to live. “Unaccompanied” means you’re not living in the physical custody of your parent or guardian.

Answering Yes to one of these questions can give you an independent status on your FAFSA, meaning you wouldn’t have to report your parent’s income information when applying for financial aid for college. If you do answer yes, be prepared to provide a copy of the determination that was made by one of the three people listed above in case the financial aid office at your college should ask you for one. If you haven’t been previously determined to be homeless or at risk of being homeless but believe you meet the qualifications, you should answer “No” and contact the financial aid office at the college, university or career technology center you plan to attend to explain your situation. The financial aid administrator will make a determination and advise you on how to proceed.

Contact your financial aid office if you have questions about homelessness or any other special circumstance that you believe justifies changing your status from dependent to an independent student.

Dependency Status, Homeless Youth, UCanGo2 Resources

DO I QUALIFY FOR FINANCIAL AID IF I’M HOMELESS?

Yes! If you are homeless or at risk of becoming homeless, you can qualify for financial aid and should complete the FAFSA (Free Application for Federal Student Aid).

A student is considered homeless if he or she lacks fixed, regular and adequate housing. This includes students living in shelters, motels, cars or parks, or who are temporarily living with other people because they have nowhere else to go. Students are also considered homeless if they are fleeing an abusive parent. (Students who are 22 and 23 years old who are unaccompanied and homeless or self-supporting and at risk of becoming homeless qualify for a financial aid dependency override.) Homeless youth determinations are made on a case-by-case basis.

While completing the FAFSA, you will answer questions about your income, assets and personal demographics. One of those questions is, “At any time on or after July 1, were you determined to be an unaccompanied youth who was homeless or were self-supporting and at risk of being homeless, as determined by (a) your high school or district homeless liaison, (b) the director of an emergency shelter or transitional housing program funded by the U.S. Department of Housing and Urban Development, or (c) the director of a runaway or homeless youth basic center or transitional living program?” If you already have a determination and answer “yes,” you will be able to submit the FAFSA without including your parents’ information. Your school might request documentation of the determination.

If you haven’t been previously determined to be homeless or at risk of being homeless but believe you meet the qualifications, you should answer “No” and contact the financial aid office at the college, university or career technology center you plan to attend to explain your situation. The financial aid administrator will make a determination and advise you on how to proceed.

Visit the links provided below for more information. If you have further questions or wish to speak to someone about your personal status, contact the financial aid office at the college you plan to attend or visit with your high school counselor.

Federal Student Aid and Homeless Youth FAQs
Oklahoma School District Homeless Liaison Directory
McKinney-Vento Homeless Education FAQs
FAFSA Dependency Status Questionnaire for 2017-18

Dependency Status, FSA ID, Students and Parents, UCanGo2 Resources

How to Finish the FAFSA, Step 2: Create an FSA ID

FAFSA Step 2If you’ve completed the first of the five (fairly fast) FAFSA steps and have gathered materials  needed to complete the FAFSA, then you are ready to complete step 2 and create an FSA ID.

“FSA ID” is just a fancy acronym for a username and password. To create an FSA ID, visit fsaid.ed.gov and follow the prompts onscreen. Parents of dependent students will need an FSA ID of their own for the FAFSA, too.

Once you have an FSA ID, save it somewhere safe! You will need your FSA ID to sign the FAFSA online and to access information about other financial aid programs as well.